Landscaping

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Overview.

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Landscaping Insurance Coverage

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As a landscaper, owner of a landscaping company, or lawn care provider, you take great care to create, plan and maintain a beautiful outdoor environment. The same care should be taken to make sure your business is protected against the risks of your trade. The right landscaping insurance can help ensure that your business will continue to thrive after unforeseen accidents, injury or property damage.
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Jobs in Landscaping

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  • Landscapers
  • Tree trimmers
  • Arborists
  • Landscape architects
  • Landscape designers
  • Lawn irrigation contractors
  • Sod and Turf
  • Nurseries
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Related Coverages

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Business Owners Policy
Business Owners Policy
A Business Owners Policy, often referred to as a BOP, is a type of commercial policy which includes customized coverages in addition to basic general liability protection, designed to meet the insurance needs of small and mid-size businesses. By combining business property and liability protection into a packaged insurance plan, you can save money and reduce or eliminate coverage gaps. Such coverage in a Business Owners Policy (BOP) may include: Building and Business Personal Property – includes coverage to repair or replace your building and any equipment, stock, furniture or fixtures that you own. Business Liability – protects your business against financial loss resulting from claims of injury or damage caused to others by you or your employees. Additional coverages might in include personal property, loss of income, identity theft insurance and many more.
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Commercial Auto
Commercial Auto
Commercial Auto Insurance can protect your business from claims of physical damage and liability in the event of an accident. Auto Liability coverage is used to protect against claims alleged for bodily injury and property damage arising from the ownership, maintenance or use of an insured automobile. Comprehensive Coverage ensures protection from damages to your vehicle resulting from a covered loss other than a collision, such as fire, theft, vandalism or contact with persons, animals, birds or falling objects. Collision Coverage is used to insure against loss or damage to a covered vehicle resulting from collision or upset. Additional coverages may be added to a commercial auto policy that will futher protect your assets.
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General Liability
General Liability

General Liability Insurance is designed to protect businesses against damages and negligence they become legally obligated to pay due to bodily injury, property damage or personal and advertising injury arising from premises, operations, completed operations and products.

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Business Property
Business Property

Business Property Insurance can be purchased whether you own, rent or lease property in any industry. There is no such thing as one size fits all business property coverage. Various forms and coverage endorsements exist to meet your individual needs. In short, Business Property Insurance can protect buildings, equipment, building content, and other real and personal property.

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Workers' Compensation
Workers’ Compensation

Most states require Workers’ Compensation Insurance, but each state has unique laws. Workers’ Compensation Insurance can protect employees and a business in the event of an accident or disease arising out of the course and scope of employment. Workers’ Compensation does not consider who is at fault, rather it is designed to protect employees and employers from costly litigation.

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Inland Marine
Inland Marine
Don’t let the name throw you off. This coverage is for mobile business property such as tractors, backhoes, tools, welders, generators, and other portable equipment in your care, custody, and control. Businesses in construction, transportation, agriculture and service oriented jobs need Inland Marine Insurance.
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Surety Bonds
Surety Bonds

TBD

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Umbrella Policy
Umbrella Policy
A policy to provide coverage for catastrophic losses in excess of your homeowners policy.
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Employment Practices Liability
Employment Practices Liability

Claims arising from the process of employment are covered under Employment Practices Liability Insurance. Common claims include wrongful termination, sexual harassment, discrimination, wrongful discipline, and retaliation. This policy covers directors and officers, management personal and employees of the insured.

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Life Insurance
Life Insurance

Group Life Insurance may be offered by an employer, organization, or association. Usually this coverage is offered as part of a bigger plan of insurance products in an employee benefits package. Typically there are minimum and maximum limits available to the group because of preferred group pricing. It is possible to have a group life insurance policy through work and purchase an individual life insurance policy on your own.

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Complete an Application Here
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GET A LANDSCAPING INSURANCE QUOTE NOW

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