General Liability Insurance is designed to protect businesses against damages and negligence they become legally obligated to pay due to bodily injury, property damage or personal and advertising injury arising from premises, operations, completed operations and products.
Cyber security is a growing concern. Cyber liability coverage is designed to afford protection for businesses that communicate or conduct business online. If a business has a website, uses email, social media, stores data, including private information on computers or generate revenue online Cyber Security Liability Insurance should be considered.
In business today, Directors and Officers (D&O) of a company face increasing liability. Claims may be made whether the event is actual or alleged. Some reasons for D&O claims include breach of duty, neglect, error, misleading statement, misstatement, act or omission in duties resulting in financial loss or economic hardship.
This coverage is usually synonymous with Equipment Breakdown Insurance. Losses arising from mechanical or electrical breakdown of equipment are covered under Boiler and Machinery insurance. Coverage may extend to repair or replace the damaged equipment as well as property damaged by the covered equipment.
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