Commercial Auto Insurance can protect your business from claims of physical damage and liability in the event of an accident. Auto Liability coverage is used to protect against claims alleged for bodily injury and property damage arising from the ownership, maintenance or use of an insured automobile. Comprehensive Coverage ensures protection from damages to your vehicle resulting from a covered loss other than a collision, such as fire, theft, vandalism or contact with persons, animals, birds or falling objects. Collision Coverage is used to insure against loss or damage to a covered vehicle resulting from collision or upset. Additional coverages may be added to a commercial auto policy that will futher protect your assets.
Environmental liabilities may be associated with nearly any business. There are various forms of Environmental Protection Insurance depending on your business operations. Businesses at risk for enviromental losses typically seek pollution coverage to cover liability and often covers cleanup costs associated with pollution.
This coverage is usually synonymous with Equipment Breakdown Insurance. Losses arising from mechanical or electrical breakdown of equipment are covered under Boiler and Machinery insurance. Coverage may extend to repair or replace the damaged equipment as well as property damaged by the covered equipment.
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