Commercial Auto Insurance can protect your business from claims of physical damage and liability in the event of an accident. Auto liability coverage is used to protect against claims alleged for bodily injury and property damage arising from the ownership, maintenance or use of an insured automobile.
This coverage is usually synonymous with Equipment Breakdown Insurance. Losses arising from mechanical or electrical breakdown of equipment are covered under Boiler and Machinery insurance. Coverage may extend to repair or replace the damaged equipment as well as property damaged by the covered equipment.
In business today, Directors and Officers (D&O) of a company face increasing liability. Claims may be made whether the event is actual or alleged. Some reasons for D&O claims include breach of duty, neglect, error, misleading statement, misstatement, act or omission in duties resulting in financial loss or economic hardship.
Don’t let the name throw you off. This coverage is for mobile business property such as tractors, backhoes, tools, welders, generators, and other portable equipment in your care, custody, and control. Businesses in construction, transportation, agriculture and service oriented jobs need Inland Marine Insurance.
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