Risk Management Program

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Overview

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Workers’ Compensation Insurance

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General Liability Insurance

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Business Property Insurance

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Commercial Auto Insurance

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Employee Benefits

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Risk Management

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What is a Workers’ Comp Risk Management Program?

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Workers’ Compensation premiums can double when a company is not actively engaged in the risk management of the Workers’ Compensation Policy and Programs:

Risk Manager must understand the financial impact an EMOD will have on the workers compensation premium in order to make appropriate decisions with each aspect of the program
Risk Manager must understand the financial impact each claim will have on the EMOD, and what can be done to maximize savings
Risk Manager must understand the importance of claims management in order to avoid coslty pitfalls that will last a minimum of 3 years.
Risk Manager must be actively engaged in managing workplace programs that protect the bottom line
Risk Manager must be committed and work closely with the Safety Committee in order to influence company policies and morale.
Risk Manager must understand how indirect variables will impact the cost of workers compensation moving forward, ie split point.

GET A QUOTE

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Contract with Southwest Risk Management to provide the expertise needed for successful cost containment strategy that will protect capital, staff, and physical assets of each company.

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Additional Coverages

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Accident Investigation

If an employer does not run accident investigations on each claim, then the employer may not be able to prove the facts of the accident. The employer is then subject to whatever result the claim takes. The results can cost tens of thousands of future premium dollars.

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Claims Management

Workers compensation claims can easily fall into pitfalls that are tough to get out. Claims will raise the company’s premiums, and lower the insurability of a company.

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Company RN

Early claim triage can save a company tens of thousands of dollars on hig workers compensation premiums.
CompanyRN’s Registered Nurse will speak with the injurred employee(non-life threatening) directly to take the report

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Risk Management Training

Failing to train employees on specific tasks assigned to them can open up a company to unwated risks.

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Complete an Application Here

Click below to begin your application

BEGIN APPLICATION

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QUESTIONS?

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Call an Insurance Specialist at 1-866-924-SWRM (7976)

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A Full Suite of Business Insurance Products

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Workers Compensation

Workers’ Compensation Insurance can protect employees and a business in the event of an accident or disease arising out of the course and scope of employment.

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General Liability

General Liability Insurance is designed to protect businesses against damages and negligence they become legally obligated to pay.

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Business Property

Business Property Insurance can protect buildings, equipment, building content, and other real and personal property.

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Commercial Auto

Commercial Auto Insurance can protect your business from claims of physical damage and liability in the event of an accident.

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Employment Benefits

Employment benefits offer your employees coverage and peace of mind for themselves and their families.

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Risk Management

We help you identify, analyze, and manage risks that are inherent in the operation of your business.

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