A policy to provide coverage for catastrophic losses in excess of your homeowners policy.
Most states require Workers’ Compensation Insurance, but each state has unique laws. Workers’ Compensation Insurance can protect employees and a business in the event of an accident or diesase arising out of the course and scope of employment. Workers’ Compensation does not consider who is at fault, rather it is designed to protect employees and employers from costly litigation.
Claims arising from the process of employment are covered under Employment Practices Liability Insurance. Common claims include wrongful termination, sexual harassment, discrimination, wrongful discipline, and retaliation. This policy covers directors and officers, management personal and employees of the insured.
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