In business today, Directors and Officers (D&O) of a company face increasing liability. Claims may be made whether the event is actual or alleged. Some reasons for D&O claims include breach of duty, neglect, error, misleading statement, misstatement, act or omission in duties resulting in financial loss or economic hardship.
Claims arising from the process of employment are covered under Employment Practices Liability Insurance. Common claims include wrongful termination, sexual harassment, discrimination, wrongful discipline, and retaliation. This policy covers directors and officers, management personal and employees of the insured.
General Liability Insurance is designed to protect businesses against damages and negligence they become legally obligated to pay due to bodily injury, property damage or personal and advertising injury arising from premises, operations, completed operations and products.
This type of liability insurance is often called E&O insurance. Professional Liability is designed to protect you and your business from accustations of failed professional advice resulting in a financial loss or economic hardship.
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